Canadian real estate calculators
Free calculators built on Canadian mortgage math, CMHC rules, and lender-grade logic. Run any number here, then analyse a full deal on BrickROI.
- 1% Rule Calculator for CanadaCheck any Canadian property against the 1% rule, and learn why it rarely fits Canada. Use it to rank deals, then run the real numbers.
- 40-Year Amortization Calculator (Canada)Compare a 40-year amortisation to 30 years on a Canadian mortgage. See the lower payment, the extra interest, and what it does to cash flow.
- BRRRR Calculator (Canada)Run a Canadian BRRRR deal: buy, rehab, rent, refinance. See how much cash you pull back and how much stays in. Try a real deal in two minutes.
- Canadian Mortgage Payment CalculatorWork out a Canadian mortgage payment with semi-annual compounding, the way your lender quotes it. Set rate, amortisation, and down payment in seconds.
- Cap Rate Calculator (Canada)Work out the cap rate on any Canadian rental using net operating income and price. Compare deals on equal footing, then try a real deal in two minutes.
- Cap Rate vs Cash-on-Cash, Explained for Canadian InvestorsCap rate vs cash-on-cash return, made simple with a worked Canadian example. See when each one matters and why you need both before you buy.
- Cash-on-Cash Return Calculator (Canada)Work out the cash-on-cash return on any Canadian rental. See what your down payment actually earns in year one, then try a real deal in two minutes.
- CMHC MLI Select Calculator (Canada)Score a multi-unit deal for CMHC MLI Select. See your points, the down payment, and the 40-year path, then try a real deal in two minutes.
- CMHC Premium Calculator (Canada)Work out the CMHC insurance premium on a Canadian mortgage by down payment band. See the rate, the dollar cost, and the total loan in seconds.
- DSCR Calculator (Canada)Work out the debt service coverage ratio on a Canadian rental against the 1.20 and 1.10 thresholds. See if your deal qualifies, then try a real deal.
- Duplex and Triplex Cash Flow Calculator (Canada)Run a Canadian duplex or triplex on combined rents, real costs, and one mortgage. See cash flow and cap rate across all units. Try a real deal in two minutes.
- Fix and Flip Calculator (Canada)Run a Canadian flip end to end: purchase, rehab, carrying, and selling costs. See your profit and return before you buy. Try a real deal in two minutes.
- Gross Rent Multiplier Calculator (Canada)Screen Canadian rentals fast with the gross rent multiplier. Compare price to rent in seconds, then run the full numbers on the deals that pass.
- GST on New Build Rentals in CanadaNew build rentals carry GST or HST, with a partial rebate. Estimate the net tax cost so it does not surprise you at closing. Try a real deal in two minutes.
- Mortgage Amortization Calculator (Canada)See how a Canadian mortgage pays down year by year, with the semi-annual compounding rule. Watch principal, interest, and balance over the full term.
- Mortgage Stress Test Calculator (Canada)See the rate and payment the Canadian mortgage stress test makes you qualify at. Check your cushion before the lender does. Try a real deal in two minutes.
- NOI Calculator (Canada)Work out net operating income on a Canadian rental. Subtract every cost the right way, then feed it into cap rate and DSCR. Try a real deal in two minutes.
- Rent Control by Province in CanadaA plain guide to rent increase rules by Canadian province, what counts as a covered unit, and how rent control changes a rental deal.
- Rental Property Calculator (Canada)Run cash flow, cap rate, and cash-on-cash on any Canadian rental in one place. Real Canadian inputs, then try a real deal in two minutes.
- What Is DSCR, Explained for Canadian InvestorsWhat DSCR means, how Canadian lenders use it, and the 1.20 and 1.10 thresholds, with a worked example. Then try a real deal in two minutes.